Insurance Services
WORKING TOWARDS SECURING YOUR FAMILY'S FUTURE NEEDS
At OPWM our focus is helping you find the solutions that best meet your needs.
We have access to a wide variety of insurance products designed to help with your specific needs. We take the time to get to know you, understand your life goals, and work towards realizing those goals as your life journey progresses. Insurance products can help to provide peace of mind, allowing you to enjoy the present with the full knowledge that your family will be taken care of if the unexpected happens.
These types of products may offer meaningful benefits you might want or need, like guaranteed income, principal protection, and tax deferral. OPWM works with a third-party insurance provider that helps to incorporate fixed or variable annuities, and/or the best available life insurance that fits into your financial plan to help in delivering better outcomes and provide true asset diversification. (Guarantees are based on the claims paying ability of the issuing company).
Our partnership allows us to work with leading carriers to offer best-in-class value focused annuities and life insurance products that can help our clients achieve their financial goals before and in retirement.
OPWM may receive an advisory fee for the management of insurance products sold to advisory clients by a licensed insurance agent. OPWM works with insurance agents to provide insurance products for its clients, of which in many cases OPWM will charge a management fee.
OPWM advisers may recommend, on a fully disclosed basis, the purchase of certain insurance products. A conflict of interest exists to the extent that OPWM recommends the purchase of insurance products where OPWM’s supervised persons receive advisory compensation.
OPWM does not serve as an insurance agency to offer fixed insurance, fixed annuities or fixed indexed annuities;
- OPWM does not conduct due diligence of the fixed insurance, fixed annuities, or fixed indexed annuities; and
- OPWM does not review, approve, or supervise the insurance agents we work with.
Insurance products are offered through an association with industry licensed affiliates. Oregon Pacific Wealth Management and Insurance industry licensed affiliates are separate entities. Advisory services offered through Oregon Pacific Wealth Management, a registered investment advisor.